Hey everyone, I’m currently trying to understand USDA construction loans because I’m planning to build a small house on rural land instead of buying something existing. I talked with a lender recently and they explained the basics, but I still got confused about how the money is released during construction and how the transition into a permanent mortgage actually happens once the house is finished. I also read a detailed explanation on this article usda rural development construction loan which cleared up some points about eligibility areas and the one-time close structure, but I’m still wondering how stressful the inspection and draw process feels when you’re in the middle of the build in real life.